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What to Do If Your Car Keys Are Stolen

Losing your car keys could be a frightening experience. Before you panic, take a deep breath and carefully check your bags, pockets and the immediate surroundings.

Modern keys must be deactivated to avoid theft.

Report it to the Police

Losing your car keys can be an unsettling and stressful experience. It can disrupt your day, alter your plans and even cause you extra expenses. If keys have escaped of your pocket, or perhaps you've misplaced them, there are some steps you can take to avoid further issues and stay safe.

First, try to remain calm and not be overwhelmed. This can cloud judgement and make it more difficult to find an answer. Take a deep breath, and take a careful look in your purse, pockets or handbag for keys. If you lost your keys in a public or work place, ask someone to check whether they found it. If you have spare keys at home home, be sure to look them up.

After you've searched all the obvious locations for keys, it's time to call the police and file a police report. The sooner you do this, the better. This will ensure that a police report is created and it can assist with your insurance claim later on.

You can do this by completing an online crime report with the NYPD. To complete the report, you'll require your registration number for your vehicle along with a few other details. Once the report has been filed, it is inserted into NCIC records and the state auto theft computer files. This will deter others from attempting to sell your vehicle or obtain a new title for your vehicle that was stolen.

Report the loss of your keys that you have spare to your insurance company. This will allow them to begin the claim process and may even pay any additional costs you have to incur due to your keys being lost. Your insurance agent can also advise you on how to increase the security of your car to lower the possibility of it being stolen. This could include a vehicle alarm, an immobiliser, or tracking devices that can be connected to your car key fob or apps on your smartphone.

Get a New Key

The loss of things is a regular occurrence in a busy life. Losing your car keys, your favourite pair of sunglasses, or even your debit card can be a major disruption to your plans.

It's not that difficult to replace a key on an automobile that's been stolen. There are several options for you to choose from when it comes to getting a new key, dependent on the kind of key your vehicle has.

You can call either your dealer or an auto locksmith to request the new key. Dealers will charge you more but they will complete the task quickly. They can also use the VIN number of your car to match the new key with your specific vehicle.

You can find a locksmith who will do the job for much cheaper than a dealer if your car is old and still has a mechanical key. The locksmith can create the new key on the spot, and can even deprogramme your old key, making it ineffective.

For more modern vehicles with keys that are remote-controlled or have a transponder chip, you might need to visit the dealership in order to get one made. The dealer will need the model and make of the vehicle to match the key.

It is always advisable to have an extra car key in the event that something happens to the primary one or you are unable to start your car due to any reason. You should look in places you don't normally check for your keys. For example in the pockets of your jacket or pants, or in your bag that you carried to work. If you still can't locate your keys, think about purchasing a GEICO emergency roadside assistance policy. It will grant you access to an extensive network of professional locksmiths that can assist you to get back to driving in a short time. A policy like this in place can help you avoid a lot of stress and money in the case of a stolen or lost car key.

Make a Claim with Your Insurance Company

There are few things that can cause more anxiety than losing your car keys. Suddenly, your plans to put on comfy sweats or order pizza while watching your favorite show are thrown out of the window. In the aftermath of a moment of despair, you'll likely settle down and begin to get more info think about what has happened. This is the time to remember to call the police. Not only will they give you a crime reference number that can help you locate your keys however, it will also inform your insurance company of the situation and provide you suggestions on how to proceed with making a claim.

The majority of auto policies will cover the cost of a locksmith, or will reimburse you for the cost of having an exchange of keys provided by your dealer. If you have roadside assistance insurance, your insurer is likely to help with finding the key. Keep a copy of your police report, as well as any receipts related to the incident. Your insurance company may request to look over these documents. It is a good idea to save the names and numbers of everyone you talk with, as well as any documents they request.

It is also important to inform your insurance company of the situation to ensure they are looking for indications of attempted theft. If you are patient it is possible that someone will use the key that is missing to gain entry into your vehicle. They may leave scratches on your door or ignition.

It is important to keep an extra key handy in the event that you lose yours. As more cars come with smart keys, it's even more crucial to be aware of where your keys are. If you do lose your car keys, these suggestions will ensure that your night or day will not be disrupted.

Change Your Locks

We all know how it feels to lose your keys. It's the end of an extended day, and you need to go home to change into your comfortable clothes take a bite of pizza and binge watch your favorite show. You get to the car, only to realize that you can't find your keys. The panic begins to set in.

You should contact a locksmith as well. While your first reaction may be to contact your insurance company, they could provide you with a replacement key. Depending on the car and its locks, a locksmith will either replace or change the keys. If your car is equipped with a traditional key locksmith will take a picture of the lock and cut you new keys on the spot. On the other side, if your vehicle is equipped with a key fob, and is more advanced in technology you'll likely have to take it to a dealer and have an entirely new fob programmed for you.

Rekeying your locks is a good idea, as it will ensure that no one else has access to your spare key. This is particularly crucial if you're concerned that keys that you lost may have been stolen along with your purse or wallet. This will protect your private information from falling into the wrong hands and putting you at risk of identity theft.

A locksmith will usually charge anywhere from $20 to $75 to change the locks. Read reviews before hiring a Locksmith because they're not all created to be the same. You'll want to make sure they have the right equipment and know-how for your specific kind of vehicle.

It can be expensive and a hassle to replace your locks after your vehicle is stolen however the peace of mind that comes with knowing no one else will be able to access your vehicle or personal belongings is worth it. A police report can assist you in locating your property that was stolen and may even be the basis for the arrest of a burglar. Don't forget to report the loss of your keys to your insurance company for your home.